What's Causing Your High Electric Bill?

You've adjusted the thermostat, you've unplugged unused appliances, and have become the 'light monitor' of the house. And still, your electric bill continues to skyrocket. Each month, no matter what you try, you just can't seem to get your bill down to a reasonable amount. This is a very frustrating, yet common, dilemma in many homes across the country. So, what's causing your high electric bill? The culprit may surprise you.


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Free Bottle of Prevacid 24HR (28 count) - After rebate

Here's a fabulous money-saving offer that was in the Sunday paper yesterday.  In case you missed the coupon and mail-in rebate, we're going to supply it for you here.  See how nice we are? 

After using a $ 4.00 coupon and sending in your mail-in-rebate, you'll be able to get a FREE bottle of Prevacid at many different stores.  Walgreens, CVS, and Rite-Aid all have 28 count bottles of Prevacid on sale this week, making it FREE after using these offers:

Print the $ 4.00 coupon for Prevacid

Print the mail-in-rebate for Prevacid

Are tankless water heaters worth the money?

Tankless water heaters are all the rage right now, as they are said to be eco-friendly and more cost efficient than a standard hot water heater. But are tankless water heaters really all they're cracked up to be, and do they really save money?

We give you 5 things to consider before buying a tankless water heater.  Should you invest in one in order to save money?

Read more. 

Host an affordable (and fun!) Labor Day party

You don't have to spend a lot of money to throw an awesome Labor Day party.  With a a bit of frugal planning, and a little help, you can throw a party that will be fun, festive, and filled with lots of yummy food.  And you won't break the bank either!

Use our tips for Labor Day Party Planning On A Budget. 

Have a Safe & Happy Labor Day!

Lower Homeowners Insurance Costs

Did you know you can reduce your monthly spending by reducing the amount you pay for Homeowners Insurance?  If you own your own home, you know that it's NOT cheap to insure them!  But like many things in life, there are a few little-known tricks you can use to pay less.

Find out simple ways to lower homeowner insurance costs.

Labor Day budget party tips

Think your Labor Day party will cost a bundle? Think again! You can kick off a great Labor Day party at an affordable price by using the tips listed below.  Just because you're living on a budget doesn't mean you can't invite friends to your home for a little fun.  Have a blast! But do it affordably.

Labor Day Party money saving tips -

Potluck!  Asking friends to bring a covered dish is a great way to save money, plus you end up with a diverse menu.

Homemade decorations - Get the kids involved with the Labor Day party planning by allowing them to help make homemade decorations.  Kids can use these free Patriotic Coloring Pages to make banners, signs and much more.

Cookout - Labor Day is like the final party of the summer.  Make it count with a cookout!  Break out the badmitton net, stock the cooler, and have a great time with family and friends.

Get more great Labor Day budget party tips here.

Simple ways to reduce your monthly spending

When you live on a budget, it's important to know exactly where your money is going.  How else will you know what you can do to reduce your monthly spending?  The best thing to do is sit down with your checkbook and write down everything you spent the previous month.  Label your purchases as follows:

Gas -

Electricity -
Rent -
Groceries -
Dining out -

etc.etc.etc.

Total up the amount you spent on each and write it down on your list.  You'll be SHOCKED at some of your totals!  Last month I had a mid-three figure total in the dining out section, so I knew I had to cut back big time.

Read this article titled, 'Reduce your monthly spending'  and see if you are missing out on any simple ways to cut back.  Re-evaulating where and how you spend your money is just one part of managing your home on a budget.

Is your electric bill overwhelming you?

There are so many things to do during the summertime - it's a great time of year. Picnics, nature walks, camping weekends, trips to the beach..... the possibilities are endless! The bad part about summer, though, is the hot summer weather and what it does to the electric bill. I know mine can go through the roof if I'm not careful. When my electric bill hit $ 225.00, I knew I had to do something to lower it.

I utilizied a few stratetgies and was able to lower my electric bill by between $ 50.00 - $ 75.00 a month. If your electric bill is dragging your finances down, try using these 10 ways to lower your electric bill for yourself.

If you have any strategies that have been succesful in lowering YOUR electric bill, please feel free to share them. Comments and suggestions are always welcome.

DIY projects that can save you money

DIY projects save money. Period. Many people won't even consider a DIY project because they think they don't have the skills necessary to complete the job. But, guess what - You may just surprise yourself!

I am a woman that can't sew. I am a woman that can't draw. I can't use a power tool without help . Yet, I complete DIY projects all the time that come out looking pretty darn good. That means, if I can do it, so can you!

Take a look at these Unique DIY Headboard ideas. Your going to love how simple they are to make, but even more you're going to like the price. CHEAP AND EASY! That's me! (Wait, that isn't quite what I meant)

If you like the look of 'Shabby Chic' furniture, but think the price is outrageous (and let's face it, it is), learn the DIY 'Shabby Chic' paint technique and turn an old piece of furniture into something beautiful and new.

Don't throw out that old wicker furniture. It CAN be saved and repainted and turned into something even better than it was originally. Learn how to paint wicker furniture and save a bundle. If you get good enough at refinishing, there is even the potential of turning it into a little extra money.

Have you ever tackled a DIY project that turned out to be easier than you thought it would be? If so, share your techniques here. Comments and suggestions are always welcome.

Complete your next home improvement project CHEAP!

You work hard for your money, so why would you ever want to pay more than you absolutely have to? Whether you are looking to simply update and refresh a single room, or are taking on a big home improvement project, you can save a lot of money by using a little common sense and a lot of know-how.

By utilizing a few simple techniques, you can get all the supplies you need (and probably a few you don't) at a fraction of the cost of retail price. Use the tips found here and learn how to save a bundle while not compromising quality.

Have a money-saving suggestion of your own? Leave it here! Comments and suggestions are welcome and appreciated.